Non-conforming, sub-prime or bad credit mortgages were becoming common in today’s mortgage environment and many of the mortgage lenders were offering very competitive mortgage products to cater for this growing market. In the current climate though many lenders have withdrawn their products but there are a few that remain although in the near future lenders may return to this element of the mortgage market.

At AAA Mortgage and Loans we try help whatever your financial circumstances although with few products available an answer might not be currently available. Our expert adviser can take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process providing you with first-class, mortgage advice on all the options available, whatever your situation; first-time buyer, home mover, re-mortgaging, buy-to-let or Right-to-buy.

We can try to help if we can whatever the circumstances of your bad credit rating including:-

    * Mortgage, secured loan and rent arrears
    * County Court Judgements (CCJ’s)
    * Defaults
    * Individual Voluntary Arrangements (IVA)
    * Discharged bankrupt
    * Repossession

The overall cost for comparison is 8% APR.
The actual rate will depend on your circumstances. Please ask for a personalised illustration. The information is correct at the time of publishing but may become outdated.